Category
Money tasks for Instinct AI
Getting your own records into a shape you can make a decision from.
Covers Recurring charges, statements, spending views, credit requests and claim paperwork. Leaves out Financial advice, and any change to an account that has not been approved by you. Here 17 of 162 tasks in the guide.
Choose by what you want back
- A list of recurring subscriptions, upcoming renewals and charges to review. Find forgotten subscriptions
- A lower quoted rate on the same service, or a number and a script for you to finish the call, with any offer checked by you before it is accepted. Lower your internet bill
- A traced refund with its reference number, a record of who was contacted and what each said, and either the credit confirmed or a clear next step. Chase a refund that never arrived
- A clear, sent request for the fee to be reversed, and a record of the bank's reply, whether it agrees or not. Get a bank fee reversed
- The abused key identified and the unusual usage documented, a dispute sent with that evidence after your approval, and the provider's reply on record. Dispute a cloud bill after a leaked API key
- Every outstanding item for the notice or plate listed from the agency's own site, and each one paid only after you approve the amount and payee. Pay an old toll or traffic fine
- A list of possible money owed or unused, each tied to the email it came from, with the claim step and any deadline. Find money you forgot you were owed
- Any no-cost perks or offers on your cards switched on, without anything requiring a purchase touched. Activate your free credit card perks
- A subscription cancelled with the provider, with any back-and-forth handled on your behalf. Cancel a subscription through your agent
- A comparison against your current policy, which may turn up savings or may confirm you already have the best rate. Compare car insurance quotes
- The lost card cancelled and a replacement ordered, with any obviously unauthorized or unused charges flagged. Cancel a lost card and order a replacement
- An invoice drafted with the details you give and sent to the recipient. Send an invoice
- A set of competing quotes compared against your current policy, for you to decide on. Shop for home insurance quotes
- A standing watch on a cashback program's bonus rate, with a note when it rises. Track a bank's cashback offer
- A line-by-line breakdown of your phone bill and priced alternatives, with any plan change or carrier call approved by you; the author's figure is their own estimate. Cut your phone bill
- The start date for offline fees as shown in the insurer's app and email, a calendar deadline, and a written confirmation request you approve; not a ruling on what the policy charges. Check when an insurance app's offline fees start
- A cancellation request, a refund claim drafted around the rule the agent cites, and a record of what the publisher answers, with nothing sent before you approve it. Cancel a magazine subscription and claim a refund
Compare them side by side
| Task | What you get | You provide | Acts outside the chat | Evidence |
|---|---|---|---|---|
| Find forgotten subscriptions | A list of recurring subscriptions, upcoming renewals and charges to review. | Account statement · The period to review · Your own note of what you still use | Reads the statements you supply · Does not cancel, downgrade or contact any merchant | Community report |
| Lower your internet bill | A lower quoted rate on the same service, or a number and a script for you to finish the call, with any offer checked by you before it is accepted. | Provider and service address · Current bill with plan, speed and price · Contract or promotion end date, if any · The lowest price you would accept | Contacts the provider by chat or phone on your behalf · Hands back a number and a script if the provider will not deal with it · Does not accept a contract, bundle, equipment or plan change without your approval | Community report |
| Chase a refund that never arrived | A traced refund with its reference number, a record of who was contacted and what each said, and either the credit confirmed or a clear next step. | Order number and amount · The date the merchant says it was issued · The card or account it should reach | Asks the merchant for the refund reference · Writes to your bank or card issuer and follows up with its support staff · Sends nothing that shares account details until you approve the first message | Community report |
| Get a bank fee reversed | A clear, sent request for the fee to be reversed, and a record of the bank's reply, whether it agrees or not. | The fee as it appears on the statement · Your reason for asking · Account type | Drafts a request to your bank · Sends it only after you approve the draft · Does not agree to a downgrade, a closure or a new product on your behalf | Community report |
| Dispute a cloud bill after a leaked API key | The abused key identified and the unusual usage documented, a dispute sent with that evidence after your approval, and the provider's reply on record. | Provider billing emails · The period of the unusual usage · Your normal monthly usage, roughly | Reads billing emails and the cloud account's usage · Drafts a dispute and sends it only after your approval · Follows up on the provider's questions; does not pay or settle anything | Community report |
| Pay an old toll or traffic fine | Every outstanding item for the notice or plate listed from the agency's own site, and each one paid only after you approve the amount and payee. | Photo of the notice · Plate number and vehicle details · The card or account you want used | Looks up outstanding items on the agency's official site · Pays each item only after you approve the amount and payee · Does not contest, appeal or agree a payment plan without you | Community report |
| Find money you forgot you were owed | A list of possible money owed or unused, each tied to the email it came from, with the claim step and any deadline. | How far back to search · Kinds of money to look for · Anything you already know you are owed | Searches your email for money owed or unused · Lists each item with the email it came from · Does not activate, claim or reply without your approval | Community report |
| Activate your free credit card perks | Any no-cost perks or offers on your cards switched on, without anything requiring a purchase touched. | A list of your credit cards · Login or statement access for each | Reads your card accounts or statements you provide · Activates offers that are free to turn on · Does not make a purchase or accept a paid upgrade without asking | Community report |
| Cancel a subscription through your agent | A subscription cancelled with the provider, with any back-and-forth handled on your behalf. | The subscription name and account details | Contacts the subscription provider's support · Negotiates or declines retention offers as you direct · Does not agree to a paid alternative without asking you first | Community report |
| Compare car insurance quotes | A comparison against your current policy, which may turn up savings or may confirm you already have the best rate. | Current policy details: coverage, limits, deductibles · Drivers and vehicles to quote | Requests quotes using details you approve · Compares results against your current policy · Does not buy or cancel a policy without your explicit approval | Community report |
| Cancel a lost card and order a replacement | The lost card cancelled and a replacement ordered, with any obviously unauthorized or unused charges flagged. | The card account to cancel · Recent statement, if a review of charges is wanted | Contacts the card issuer to cancel and request a replacement · Reviews recent charges for anything to flag · Does not dispute a charge without telling you first | Community report |
| Send an invoice | An invoice drafted with the details you give and sent to the recipient. | Recipient and their contact details · Amount and description of what's owed · Payment details to include | Drafts and sends the invoice to the recipient you name · Includes the payment details you provide · Shows you the invoice before sending unless you say otherwise | Community report |
| Shop for home insurance quotes | A set of competing quotes compared against your current policy, for you to decide on. | Current policy details · Property details insurers require (address, construction, etc.) | Requests quotes using property details you approve · Compares results against your current policy · Does not buy or cancel a policy without your explicit approval | Community report |
| Track a bank's cashback offer | A standing watch on a cashback program's bonus rate, with a note when it rises. | The cashback program or page to monitor · Categories or countries you care about | Checks the cashback program's offer page on the schedule you set · Notifies you when the rate changes · Does not make a purchase or redeem anything on your behalf | Community report |
| Cut your phone bill | A line-by-line breakdown of your phone bill and priced alternatives, with any plan change or carrier call approved by you; the author's figure is their own estimate. | Recent phone bills or carrier account access · Number of lines, real usage and any device balance still owed · What you will accept giving up, and approval before any plan change | Nothing outside the chat | Community report |
| Check when an insurance app's offline fees start | The start date for offline fees as shown in the insurer's app and email, a calendar deadline, and a written confirmation request you approve; not a ruling on what the policy charges. | The insurer's app and the email about the fees · When and where you can next drive the car · Calendar access, and your approval before the insurer is contacted | Nothing outside the chat | Community report |
| Cancel a magazine subscription and claim a refund | A cancellation request, a refund claim drafted around the rule the agent cites, and a record of what the publisher answers, with nothing sent before you approve it. | Magazine name and the account or order details · Dates and methods of your earlier cancellation attempts · Your state, and permission to quote the account email or card digits · Charges you want refunded, from statements | Nothing outside the chat | Community report |
All 17 money tasks
All 17 are community reports — public reports from outside this library, not reproduced here.
Money
Find forgotten subscriptions
A list of recurring subscriptions, upcoming renewals and charges to review.
Money
Lower your internet bill
A lower quoted rate on the same service, or a number and a script for you to finish the call, with any offer checked by you before it is accepted.
Money
Chase a refund that never arrived
A traced refund with its reference number, a record of who was contacted and what each said, and either the credit confirmed or a clear next step.
Money
Get a bank fee reversed
A clear, sent request for the fee to be reversed, and a record of the bank's reply, whether it agrees or not.
Money
Dispute a cloud bill after a leaked API key
The abused key identified and the unusual usage documented, a dispute sent with that evidence after your approval, and the provider's reply on record.
Money
Pay an old toll or traffic fine
Every outstanding item for the notice or plate listed from the agency's own site, and each one paid only after you approve the amount and payee.
Money
Find money you forgot you were owed
A list of possible money owed or unused, each tied to the email it came from, with the claim step and any deadline.
Money
Activate your free credit card perks
Any no-cost perks or offers on your cards switched on, without anything requiring a purchase touched.
Money
Cancel a subscription through your agent
A subscription cancelled with the provider, with any back-and-forth handled on your behalf.
Money
Compare car insurance quotes
A comparison against your current policy, which may turn up savings or may confirm you already have the best rate.
Money
Cancel a lost card and order a replacement
The lost card cancelled and a replacement ordered, with any obviously unauthorized or unused charges flagged.
Money
Send an invoice
An invoice drafted with the details you give and sent to the recipient.
Money
Shop for home insurance quotes
A set of competing quotes compared against your current policy, for you to decide on.
Money
Track a bank's cashback offer
A standing watch on a cashback program's bonus rate, with a note when it rises.
Money
Cut your phone bill
A line-by-line breakdown of your phone bill and priced alternatives, with any plan change or carrier call approved by you; the author's figure is their own estimate.
Money
Check when an insurance app's offline fees start
The start date for offline fees as shown in the insurer's app and email, a calendar deadline, and a written confirmation request you approve; not a ruling on what the policy charges.
Money
Cancel a magazine subscription and claim a refund
A cancellation request, a refund claim drafted around the rule the agent cites, and a record of what the publisher answers, with nothing sent before you approve it.
Other categories
- Creative Turning a loose idea into a brief with a usable output format. 3 tasks
- Family Keeping school and household dates from being missed. 9 tasks
- Food Deciding what to eat around timing, availability and a household's tastes. 9 tasks
- Health The admin around getting care, not the care itself. 7 tasks
- Home The household jobs that stall because nobody has gathered the details yet. 24 tasks
- Learning Reshaping material you already have into something you can study or revisit. 2 tasks
- Privacy Finding where your information appears and tracking requests to remove it. 6 tasks
- Shopping Working out the real total before anything is bought. 33 tasks
- Travel Getting somewhere: the timing, the booking and what goes wrong in between. 33 tasks
- Work Bringing scattered context into one brief you can act on. 19 tasks
What a listing here means
Every task here links to the source it came from and says whether it is maker material or a public report. Instinct Tasks has not independently reproduced these outcomes.